Rule Four: Pay First, Consume Later
I would say that the closest I have come to using this philosophy has been in 2 areas.
- Taking a cruise.
- Language learning.
- Our Mission Trip
With the cruise, we paid for everything, the tickets, the plane flight the whole thing four our family in advance. I didn’t realize it at the time but this was an example of Pay First, consumer later. Once we were on the cruise ship we felt like there was nothing else to spend money on. Of course, there was, but we enjoyed the food and entertainment to the max.
Looking back on it, the only thing that was off for me was the one time we went to the steak house for dinner. The ship had an upscale steak house and while it was nice, I don’t think we enjoyed it nearly as much as we did the free pizza on the back of the ship at midnight.
Along those lines, we also paid for all the excursions in advance, which made for a lot more fun because I wasn’t pulling my wallet out every hour (or every ten minutes) which has happened at some theme parks in the US.
For language learning, I knew I needed to get fluent and fast in Spanish. As a result, I bought 10 lessons and paid up front. I was able to take four lessons before I went to central America and it made a HUGE difference in my ability to communicate.
Now, I look at the remaining six lessons as fun self-improvement time and I look forward to them.
I realize in retrospect our mission trip was a lot like the cruise. We paid all the costs up front – tickets, hotel, contribution to the program. That left us free to enjoy our time and focus on our mission (more about that later).
As I reflect on 2016, and look forward into 2017 I am going to try and do more Pay First, Consumer Later strategies.